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Getting pre-approved for a mortgage is a crucial step in the home-buying process. It should be among the first steps you take. A pre-approval gives you an idea of how much you can borrow. It lets sellers know you have the borrowing power to back up an offer you make to buy their home.

To be pre-approved for a mortgage means that a bank or lender has investigated your credit history and determined you would be a suitable candidate. Pre-approvals might only be good for a certain amount of time, but they usually signify that a lender is ready and willing to lend you money. Adams Real Estate can help you find lenders that can help you navigate the loan process.

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